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Voluntary purchase when moving from abroad

Limitations during the first five years

The following rules apply for individuals who have moved from abroad and, have never been a member of a Swiss pension fund before when making voluntary purchases.


  • The annual purchase payment must not exceed 20% of the insured member’s pension salary.
  • This rule is valid during the first five years after entering a Swiss pension fund.
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PensFlex Collective Foundation
Kauffmannweg 16
CH-6003 Lucerne
Tel. +41 41 226 15 15
Fax +41 41 226 15 10
info(at)pens-expert.ch